Unless homebuyers pay cash for the total price of a home, they are likely to borrow at least some of the money needed to make the purchase. Lenders offer a broad array of secured loans, known as … [Read more...]

Soon after signing mortgage loan documents that lock in a 15- or 30-year debt, homeowners dream about paying off the debt early to get rid of the monthly burden. But, even if you could pay the … [Read more...]

A pre-approval letter is a document from a lender based on certain assumptions, stating the maximum the lender is willing to lend to purchase a home. When applying for a mortgage pre-approval, the … [Read more...]

As you prepare to purchase a new home, you'll hear the terms "pre-qualified" and "pre-approved." These are key steps in the mortgage application process. However, there are important differences in … [Read more...]

Florida has become one of the nation’s hottest real estate markets. The quality of life, projected job growth, and a robust economy boasting substantial GDP gains attracted new residents in more … [Read more...]