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Home / Archives for Articles / Finance

The Differences in Closing Costs and Prepaids

April 4, 2023 By Admin

Discover the differences between closing costs and prepaids when purchasing a home.

When purchasing a home, buyers are responsible for paying closing costs and prepaids. The difference between the two can often be confusing, especially since they are paid when closing on a home … [Read more...]

What is a Mortgage?

December 20, 2022 By Admin

Home mortgage loan basics

Unless homebuyers pay cash for the total price of a home, they are likely to borrow at least some of the money needed to make the purchase. Lenders offer a broad array of secured loans, known as … [Read more...]

Pros and Cons of Paying Off a Mortgage Early

December 6, 2022 By Admin

Discover the Pros and Cons of Paying Off a Mortgage Early

Soon after signing mortgage loan documents that lock in a 15- or 30-year debt, homeowners dream about paying off the debt early to get rid of the monthly burden. But, even if you could pay the … [Read more...]

What Are the Requirements for Mortgage Pre-Approval?

August 18, 2022 By Admin

Documents Required for Pre-Approval of a Mortgage

A pre-approval letter is a document from a lender based on certain assumptions, stating the maximum the lender is willing to lend to purchase a home. When applying for a mortgage pre-approval, the … [Read more...]

What is the Difference Between Pre-Qualified and Pre-Approved for a Mortgage?

August 2, 2022 By Admin

The Difference between Pre-Qualified and Pre-Approved

As you prepare to purchase a new home, you'll hear the terms "pre-qualified" and "pre-approved." These are key steps in the mortgage application process. However, there are important differences in … [Read more...]

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Recent Articles

  • Avoid These Common House-Hunting Mistakes
  • Your Offer to Buy a Home Was Accepted: What’s Next?
  • The Differences in Closing Costs and Prepaids
  • Excellent references for local utility and maintenance providers: Marisa Shields
  • Motivated and determined realtors: Nick Velez
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Recent Posts

  • Avoid These Common House-Hunting Mistakes
  • Your Offer to Buy a Home Was Accepted: What’s Next?
  • The Differences in Closing Costs and Prepaids
  • Excellent references for local utility and maintenance providers: Marisa Shields
  • Motivated and determined realtors: Nick Velez
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